Congressman Bill Shuster Calls for Responsibility in Home Ownership

In the middle of the bailout bonanza, it's a novel idea to consider the 92% of folks who live within their means and work hard everyday to make ends meet.

Republican Bill Shuster for the 9th District of PA seems to think it's time to honor those who actually factored some responsibility into their choices. After all, most of us are paying our mortgages on homes we plan on paying for. Yet the bailout cash give away does not contain a page for those people. Here is what he writes:

It seems to me, and many of my constituents back home in Pennsylvania, that Congress is spending all of its time and energy rewarding those who acted irresponsibly. We must not ignore those who have played by the rules and lived within their means.

Our current economic problems aren’t limited to the sub-prime housing market, reckless borrowers or predatory lenders. Millions of Americans who pay their bills on time and make good decisions are facing financial difficulties through no fault of their own. Responsible homeowners are being left out of the equation. That must change.

Just because responsible homeowners are paying their mortgages on time doesn’t mean they don’t need help. We must recognize responsibility.

That’s why I introduced legislation to give homeowners who pay their bills on time an incentive to continue to keep being responsible. My bill is as commonsense as it is simple. If you own a home and you’ve paid your mortgage on time you’ll get a $5,000 tax credit.

That’s it. It’s not a bailout, another taxpayer backed debt obligation, or a big government solution. It’s a way for hard working American families to keep more of the money they earn so they can keep acting responsibly and help our economy grow.

The Administration claims their plan will help 1 in 9 homeowners. My common sense plan helps the other 8 out of 9 homeowners the Administration and Democrats ignore. To pull ourselves out of this crisis we need real change. We must pursue policies that foster a culture of responsibility, not the culture of dependency and irresponsibility the Democrats are following. My plan does just that.

I, along with my House Republican colleagues are looking for commonsense solutions to our economic problems.


It nice to see an attempt at helping the people that keep this country going. You can keep up to date on how this develops at Congressman Shuster's website.

Anytime hard working Americans are given a chance to keep more of what they earn I cheer. I have not been cheering much lately.

Congressman Bill Shuster represents Pennsylvania’s 9th Congressional District. He also serves as a Deputy Republican Whip.